Charge your customers free and receive it in a few hours.

Stop checkout abandonment, secure local payments, boost revenue now.

How much do you save?

Carry out a simulation with your current anticipation rate.
$88,800.00 / year

Democratize. empowers small and medium-sized businesses with revenues boosting and low cost processes for collection.

Easy to use

Create your account and start by sending your billing.


Increase your confidence with our technology by reducing cart abandonment.


We respect your privacy and do not contact your customers without authorization.


Send your billing data and prevent payment loss efficiently.


Gain working capital through our billing solutions.


The more clients we help you charge, the greater your working capital.

Supplier discounts in anticipation of your customers?

After your first month of billing, access working capital and invest in your business.

Connect your customers

It's all automatic! Send your ERP billing file.


  • Cheaper rates
  • Prevention and insurance against delays
  • Increase your payment terms
  • Monitor your default

Receive more!

We charge your customers, you only pay if we receive it!


  • Working capital
  • Cheapest advance on the market
  • Automatically renegotiate
  • Receive in all ways

Open Finance

Offer banking services as a competitive advantage

Receive upfront

  • Working capital for your base
  • All subscriber features
  • Build loyalty with your customers
  • Integrations within 72 hours

See what the press is saying.


What our customers say.

Read some of our customer testimonials.
Everything is very flexible, we can talk, negotiate, the level of conversation is much more mature than when we are talking to other agents.

Lucas Nazário

Knewin CEO

Compared to a traditional bank, the a55 has greater agility, which is why we chose it. Although the bank's fees were cheaper, the process here was faster.

Roberto Barboza

Nova Cosméticos

It was possible to bring part of the operation (cutting the t-shirts) in-house, which was previously outsourced. They invested in mesh and also in employees for this.

Lúcio Bustos

CZ10 Comércio

With the increase in sales, it was possible to start work on our physical store, which is almost ready! This way, we will be able to sell physically, which has always been a request from the store's customers.

Dayana Cruz

Poá & Composê CEO

Get started today.

The longer you wait, the more opportunities you miss.

Frequently Asked Questions

If you don't find what you're looking for, get in touch with your questions.
We are a partner company of BNDES, and we have authorization from the Central Bank to act as banking correspondents for the following institutions: Central Bank - to act as banking correspondent for Qi Tech LTDA (CNPJ: 30.620.610/0001-59); BMP Money Plus Sociedade de Crédito Direto S.A. (CNPJ: 34.337.707/0001-00); Socinal S.A. Crédito, Financing and Investment (CNPJ: 03.881.423/0001-56); Banco Votorantim S.A. (59.588.111/0001-03).
Have an active CNPJ for at least 6 months; It cannot be MEI; You need to have legal accounts with the company's CNPJ; The company cannot be domiciled outside Brazil;
The advance amount takes around 1 day to reach the chosen bank account.
Currently a55 grants credit lines only to Legal Entities (PJ), that is, to companies. If you have received a loan offer as an individual, via Whatsapp or email, be aware that it is a fraud situation!
No. If you have received a loan offer, and payment has been requested in advance, do not make the transfer, as this is a case of fraud.
It's very simple, you can access the a55 website and start a service using our chatbot.